New Rochelle Property Records
New Rochelle property records are managed through the Westchester County Clerk's Office and the City of New Rochelle Assessor. Located in Westchester County along Long Island Sound, New Rochelle is one of the larger cities in the county and sits just north of the New York City border. The Westchester County Clerk records deeds, mortgages, liens, and all other instruments affecting real property in the city. The New Rochelle Assessor sets property values and handles exemptions that form the basis for local tax bills.
New Rochelle Property Records Overview
Westchester County Clerk Property Records
Property records for New Rochelle are filed with the Westchester County Clerk's Office at 110 Dr. Martin Luther King Jr. Boulevard, White Plains, NY 10601. Phone: (914) 995-3080. Westchester County is the second most populous county in New York outside of the city, and the Clerk records all land instruments for every municipality in the county.
Recording fees start at $45 base plus $5 per page. The TP-584 form is $5 and the RP-5217 fee is $125 for qualifying residential or farm property, $250 for other types. Transfer tax runs $4 per $1,000 of consideration. Residential deeds carry an additional $10 fee. Public access terminals in the office let you search records at no cost. eRecording is available through multiple authorized vendors for electronic submission.
The Westchester County Real Estate Tax Department maintains tax maps, oversees assessment rolls, and supports local assessors across the county. This department tracks sales data, calculates equalization rates, and administers exemption programs.
How to Search New Rochelle Property Records
The Westchester County Land Records Online portal gives access to recorded documents from the 1980s to present. You can search by party name, document type, or date range. Document images can be viewed, printed, and downloaded. The system is free, available 24/7, and basic searches do not need registration.
For assessment information, the Westchester County Real Estate Tax Department offers an online property search. Enter an address, owner name, or parcel number to find assessed values, property class, building details, lot size, and exemptions. Data is updated after the final roll each year. The system is free and runs around the clock.
The City of New Rochelle Assessor's Office handles property valuations for all real property within city limits. The City Assessor determines market values using sales comparison, cost approach, and income analysis. The tentative assessment roll is published annually on June 1st, followed by a grievance period. The Board of Assessment Review meets to hear complaints from property owners. Property inventory records are available for inspection by appointment, showing building characteristics and lot details.
Recording Fees and Property Records Requirements
Westchester County sits in the Metropolitan Commuter Transportation District (MCTD). This adds an extra mortgage recording tax on top of the base state rate of $0.50 per $100 of mortgage debt. The MCTD surcharge applies to all mortgage recordings filed with the Westchester County Clerk. Form MT-15 must accompany the recorded mortgage showing the tax calculation. Failure to pay correctly means the document will be rejected.
All documents must meet New York State formatting standards. Pages need to be 8.5 by 11 or 8.5 by 14 inches, with legible text and proper margins. Original signatures and notary acknowledgments are required under Real Property Law Section 294. The County Clerk stamps each recorded document with the date, time, and book and page reference.
Under Real Property Law Section 292, conveyances not recorded are void against subsequent good faith purchasers who record first. Section 293 establishes that recording gives constructive notice to all persons. These provisions make recording with the Westchester County Clerk essential for any New Rochelle property transaction.
New Rochelle Property Assessments and Tax Maps
The City of New Rochelle Assessor publishes a tentative assessment roll each year. The Board of Assessment Review meets to hear grievances from property owners who believe their assessments are too high. After the review period, the final roll is adopted and used for tax billing by the city, county, and school district. The Assessor uses the state's RPS software for managing assessment data. Sales data is monitored continuously to keep assessments aligned with market values.
Exemption applications for STAR, veterans, senior citizens, and disability must be filed with the New Rochelle Assessor by March 1st. The STAR program provides Basic STAR for primary residences with income of $500,000 or less, and Enhanced STAR for homeowners 65 and older with income under $92,000. Effective 2026, property owners turning 65 who already have Basic STAR are upgraded to Enhanced STAR automatically.
Tax maps are maintained by the Westchester County Real Estate Tax Department. Maps show lot lines, parcel identification numbers, and property dimensions for all New Rochelle properties. Updates happen yearly for new subdivisions and boundary changes. The New York State GIS Clearinghouse also provides parcel data for Westchester County.
Legal Framework for New Rochelle Property Records
Property records in New Rochelle are governed by the Real Property Tax Law and the Real Property Law. Article 5 covers assessment procedures, grievance rights, and the Board of Assessment Review. Article 7 provides for judicial review of assessments in Supreme Court. The 9th Judicial District handles property assessment challenges for Westchester County.
The Freedom of Information Law (FOIL) protects the public's right to access government records. Agencies must respond to written requests within five business days. Copy fees are capped at 25 cents per page. All property records held by the Westchester County Clerk and the New Rochelle Assessor are subject to FOIL disclosure.
The eCourts system provides access to court records for property-related cases in Westchester County. Foreclosure proceedings, judgment liens, quiet title actions, and partition cases are handled through Supreme Court in the 9th Judicial District. Surrogate's Court handles probate proceedings that frequently involve property transfers through estates.
County Property Records
New Rochelle is in Westchester County. All land records are filed with the Westchester County Clerk in White Plains. The county operates the Real Estate Tax Department that oversees assessment rolls, tax maps, and equalization rates for all municipalities. Visit the Westchester County property records page for complete county-level details.